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2nd Mortgages / HELOCS

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Proudly serving California, Colorado, Florida, Texas, and Wyoming

Unfortunately not all borrowers have perfect credit, low debt-to-income, low loan-to-value, or easy to prove income, that’s where we come in, we have a variety of specialty second mortgage and HELOC options, including options for those with less than perfect credit, higher loan to values, , and need more flexible income documentation.

If you already have a great rate on your first mortgage and taking a new cash out first mortgage at today’s rates does not make sense you may want to consider a fixed rate second or HELOC.
Using the wholesale mortgage channel has been proven to save borrowers money (currently over $9,407) on nearly all first mortgage products, however, second mortgages and HELOCs are a different animal. To assist, we need to understand your specific situation. We will determine if you meet stringent bank guidelines and, if so, connect you with a local bank that offers favorable terms, whether it’s one you already have a deposit relationship with or a local bank that we’ve vetted for competitive rates.
Our goal is to help you get the best deal, even if it doesn’t result in a commission for us.

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  • 2ND & HELOC LOANS UP TO 95% LTV
  • 2ND & HELOC USING BUSINESS BANK STATEMENTS TO QUALIFY
  • 2ND & HELOC AT LOWER CREDIT SCORES
  • 2ND & HELOC LOANS ON INVESTMENT PROPERTIES

Learn more about 2nd Mortgages / HELOCS

Proudly serving California, Colorado, Florida, Texas, and Wyoming

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Our Mission

Our mission is to ensure the security of your personal information and provide you with a seamless mortgage experience. We are dedicated to protecting your privacy and guaranteeing that your phone number and email address will never be shared or sold. You can trust that any contact from us will be from a licensed loan officer, never from a high-pressure salesperson. We strive to provide a personalized and trustworthy service, always putting the needs and privacy of our clients first.