(970) 672-0496 corey_seitz@excelfg.com

Learn more about government programs
FHA, VA, 100% first time home buyer

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Proudly serving California, Colorado, Florida, Texas, and Wyoming

VA

Please be aware VA rates are NOT set by VA and vary drastically from lender to lender!
There are very patriotic and looking lenders out there that have above market rates and fees. EVEN IF IT IS NOT US PLEASE MAKE SURE TO SHOP YOUR VA LOAN WITH A BROKER.

If you are a veteran that has earned your VA entitlement first of all thank you for your service! We have extensive experience in closing VA loans and it would be an honor to help you save money.

Link to Conforming loan limits. Don’t worry about an exact address you can zoom in and out of the map.

Standard government programs

We have options for low and now money down government programs and the best part is you get the same great service, pricing, speed, $0 Origination Fees, $0 Underwriting Fees, $0 Processing Fees, and $0 Doc Prep Fees just like you do on conforming loans.

FHA

Scores down to 540 and manually written NO SCORE. No score is for borrowers with no established credit but no negative credit also.

FIRST TIME HOMEBUYERS 100%

We love first time home buyers and take the time to walk you through the process. We will make sure you are informed about every step and know your options then leverage our experience and expertise to put you in the best possible scenario.

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Our Mission

Our mission is to ensure the security of your personal information and provide you with a seamless mortgage experience. We are dedicated to protecting your privacy and guaranteeing that your phone number and email address will never be shared or sold. You can trust that any contact from us will be from a licensed loan officer, never from a high-pressure salesperson. We strive to provide a personalized and trustworthy service, always putting the needs and privacy of our clients first.